How to use your Lifestyle Spending Account

Your employer is making your lifestyle a top priority by providing the opportunity to take advantage of a Lifestyle Spending Account (LSA), a perk that goes above and beyond traditional benefits. Your employer designates a list of eligible products and services designed to help pay for various expenses you encounter in your daily life.

How it works

Your employer will deposit money in your LSA for you to use to pay for eligible products and services that support your lifestyle and wellness goals.

The easiest way to pay is to use your Bank of America Health and Benefit Account Visa debit card.1 However, if your LSA doesn't offer a debit card or yours isn't available at the point of purchase, you can easily file a claim on the member website or on the MyHealth App to be reimbursed.

Tip: You can check your account balance at any time with the MyHealth app, or by going to the member website.

Examples of expenses you may be able to pay for with an LSA

To help you understand the variety of products and services you may be able to pay for using your LSA, below is a list of examples. Specific eligible expenses are determined by your employer. Check your company's benefits plan information.


  • Athletic/exercise equipment
  • Gym, health clubs, spa and fitness studio memberships or classes
  • Personal trainer, fitness trackers
  • Entry fees (e.g., marathon) or passes (e.g., ski, golf)
  • Nutritional supplements


  • Home purchase expense assistance
  • Financial advisor services
  • Financial seminars
  • Identity theft services
  • Utility bills
  • Fuel expenses for commuting


  • Non-medical counseling services
  • Retreats (e.g., leadership, spiritual)
  • Camping supplies
  • Personal development classes (e.g., art, cooking)
  • Annual park pass
  • Spa services

See how Lori Uses her LSA to support her lifestyle

Lori’s employer has designated yoga as an eligible expense.

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Lori is awarded $300, which her employer deposits into her LSA.

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She goes to her company’s benefits website and sees that yoga is an eligible LSA expense. She goes to a yoga class which costs $25.

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$25 is deducted from her LSA account and will be included in her earnings statement.

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She keeps track of her LSA balance on her phone with her MyHealth app.

Questions on your LSA?

Visit your company’s benefits website to learn about program eligibility, rules and procedures.

1This Health and Benefit debit card program is issued by Bank of America, N.A. Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.