HSAUserGuide

03 Welcome to The HSA for Life ® Health Savings Account from Bank of America Life moves fast. That’s why it’s important to be ready for tomorrow with your health care accounts today. This guide contains what you need to know about setting up and managing your HSA, and can help you to take advantage of tax benefits while saving for your health care needs now, and in the future. What is an HSA?...........................................................................04 Ready to get started?...............................................................05 HSA checklist.................................................................................06 Save it Let the savings begin...............................................................09 HSA contribution limits............................................................10 Having trouble setting a goal?............................................12 Set up your bank account.......................................................13 4 ways to contribute.................................................................14 Investing your HSA funds.......................................................16 How to enroll in investments...............................................18 2 ways to pay for large expenses......................................19 Managing your investments.................................................20 Use it How to use your HSA................................................................23 3 ways to pay.................................................................................24 HSA Visa® debit card................................................................26 Lost or stolen card?...................................................................27 Managing your account...........................................................28 Tax time information.................................................................32 Never lose it Your HSA is yours...for life......................................................35 Retire well........................................................................................36 Investment FAQs.........................................................................38 02 Save it. Use it. Never lose it. ® Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Bank of America, N.A. Member FDIC

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