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Link your bank account to get reimbursed faster

Get reimbursed faster for qualified health and benefit expenses you pay out of pocket when you link your personal bank account to your health and benefit account. If you have a Health Savings Account (HSA), linking your accounts is also a convenient way to make contributions to your account. You can link your bank account on either the member website or the MyHealth app.

Member Website

To link your accounts from the member website, start on the homepage and follow the steps below. You will need your bank account and routing numbers, which can be found at the bottom of your bank checks.

1. Add your bank account

Select “Accounts” > “Profile” > “Banking/Card” > “Add Bank Account.”
Fill in the required information.
After submitting the information requested, a pop-up screen will appear and explain the micro-deposit process, a security step required to make sure your account information is correct.
Within the next 1 to 3 business days, the micro-deposit amount will be processed. If we have your email on file, you’ll receive an activation notice. If not, you’ll need to check your bank account to confirm the micro-deposit amount.

2. Activate your bank account

Once the micro-deposit is confirmed, go to “Tasks” on the homepage. You’ll see the message “one or more bank accounts require activation.”
Choose “Activation” > enter the micro-deposit amount > “Submit.”

MyHealth app

To link your accounts on the MyHealth App, from the homepage follow the instructions below.

1. Add your bank account

Click “Profile” and then select “Manage Bank Accounts.”
Select “Add Bank Account.”
Enter the information requested.
Select “Next.”
Read the instructions about verifying your bank account in the next 1-3 days.

2. Activate your bank account (within 1-3 business days after adding bank account)

View the Task section of your My Health app and click “One or more bank accounts require activation.”
Enter the micro-deposit amount and click “Submit".
Then follow the on-screen instructions.

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Bank of America, N.A. makes available The HSA for Life® Health Savings Account as a custodian only. The HSA for Life is intended to qualify as a Health Savings Account (HSA) as set forth in Internal Revenue Code section 223. However, the account beneficiary establishing the HSA is solely responsible for ensuring satisfaction of eligibility requirements set forth in IRC sec 223. If an individual/employee establishes a HSA and s/he is not otherwise eligible, s/he will be subject to adverse tax consequences. In addition, an employer making contributions to the HSA of an ineligible individual may also be subject to tax consequences. We recommend that applicants and employers contact qualified tax or legal counsel before establishing a HSA.

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The planning tools and information calculators are illustrative only, and accuracy is not guaranteed. They are intended to provide a comparative tool for various consumer health care options and potential costs and savings of those options. Bank of America and its affiliates are not tax or legal advisors. The calculators are not intended to offer any tax, legal or financial advice and do not assure the availability of or your eligibility for any specific product offered by Bank of America or its affiliates. Please consult with qualified professionals to discuss your situation. This site may contain links to third-party content, which may be articles, videos, or calculators, regarding health plans only as a convenience. Some articles, videos and calculators may have been written and produced by third parties not affiliated with Bank of America or any of its affiliates.

Neither Bank of America nor any of its affiliates or employees provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material should be regarded as general information on health care considerations and is not intended to provide specific health care advice.

If you have questions regarding your particular health care situation, please contact your health care, legal or tax advisor.

Please consult with your own attorney or tax advisor to understand the tax and legal consequences of establishing and maintaining a HSA, FSA, Dependent Care FSA, and/or HRA plan.

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